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• Nottingham building societyhas cut rates for new borrowers.
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• Santander is now offering five-year fixed rates for residential remortgage from 4.94percent with a 999 fee (60percent LTV) and equivalent two-year fixed rates from 5.33percent.
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New rates and deals will be live on the bank’s website on Thursday. In addition, the 95percent LTV three-year new build fixed rate with no product fee and 250 cashback is 5.87percent, down from 6.01percent. Products for existing Clydesdale borrowers looking to switch to a new fixed rate will also be lowered by up to 0.1 percentage point from tomorrow .

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Other deals include a fee-free five-year fixed rate at 4.28percent at 90percent loan to value with 500 cashback on completion. Specialist lender Accord, part of Yorkshire building society, offers a five-year fixed rate with no early repayment penalties on a buy-to-let mortgage deal. The product, known as ‘Fix and Switch’, is available for home purchase.

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The deal does not require a guarantor, is fee-free and has a five-year fixed rate at 5.45percent. The amount first-time buyers can borrow is capped as monthly mortgage payments can’t be more than the average monthly rent. Santander’s five-year fixed rate for home purchase (60percent LTV) is at 4.24percent with a 999 fee.

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The bank is also offering mortgage deals for green new-build homes (90percent LTV) at 6.54percent fixed for two years with no fee, or at 5.85percent fixed for five years. For BTL the lender has a two-year fixed rate at 6.14percent (60percent LTV) with no fee. Specialist buy-to-let lender Precise Mortgages has cut five-year fixed rates across its limited edition range.

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