It follows Yorkshire building society and The Mortgage Works in offering sub-5percent deals for the first time in many months. Nationwide, which has made cuts of up to 0.31 percentage points, is offering a five-year fixed rate for new customers purchasing a property at 4.94percent with a 999 fee (75percent LTV). Its first-time buyer deal at 90percent LTV has been cut to 5.38percent, also with a 999 fee.

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